Teen Car Insurance Rate Quote in Vermont

Reader’s Question:

My son is in the process of obtaining his drivers license soon in Vermont. Will it be possible to buy a nonowners insurance policy for him since he doesn’t have his own car?

Dan

Burlington, VT

Generally, it is cheaper to include your teenagers to your insurance policy than for them to buy their own. If they are going to be driving their own vehicle, insure it with your insurance provider so that you can obtain a multi-policy discount.

As soon as your teenager starts to drive, inform your Vermont insurance broker that there will be an additional motorist in the house. Since teenagers are inexperienced motorists, they tend to get into more accidents. Unfortunately, this will, be reflected in higher insurance rates.

If you have a son, you can expect your car insurance to go up as much as 100%. Also consider increasing your liability limits or purchasing an umbrella liability policy for additional protection.