SR-22 Car Insurance Montpelier Vermont

May 16, 2008 by maricar · Leave a Comment
Filed under: SR22 insurance 

Reader’s Question:

I have full coverage on my car. Do I still have to obtain an SR-22? I live in Montpelier, Vermont.

Kim

Montpelier, VT

 

If you have been informed that you are required to carry an SR-22 financial responsibility certificate in Montpelier Vermont, you will likely have to continue to maintain it even if you have insurance coverages beyond what it requires of you. Individuals that are required to file a SR22 certificate, according to the Vermont DMV, must maintain it and have it on file with the department of motor vehicles for a minimum of three years without any lapses.

If you have not violated any VT laws and have not been required to carry ann SR-22 then your full coverage, which should include the minimum liability limits plus collision and comprehensive coverage should be enough to cover your car. The minimum liability limits for Vermont are bodily injury $25,000 for one person and $50,000 for two or more persons injured or killed in an accident and $10,000 for property damage per accident.

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