Reader’s Question: Why did my auto insurance rates in Vermont go up when I have not had any traffic tickets, accidents or auto insurance claims against the insurance carrier? Martin Colchester, VT If nothing has changed about you then likely the insurance rates your insurance carrier has filed with your state’s insurance regulator have change [...]

Reader’s Question: It’s my first time to shop for a auto insurance. Naturally I am at a lost as to how I can shop for the cheapest auto insurance in Vermont. Are there things I should keep in mind? Cynthia Montpelier, VT You should be relieved to know that it is now easier to shop [...]

Reader’s Question: What is the usual procedure for getting free auto insurance quotes in Vermont? Josephine Burlington, VT Insurance quotes, whether for life, health, car, truck or homeowners insurance, are naturally given for free by an insurance company to give potential clients an idea of how much their insurance coverage would cost. Usually, a potential [...]

Reader’s Question: Hey there, guys. I just bought my lovely FIRST car here in Montpelier, Vermont, and I’m thinking if I actually have to get my car insured. I want to save money, and if insurance is just going to be a waste of my money since I am a very good driver, I might [...]

Reader’s Question: I am letting my brother use my car until he gets a new car. The vehicle will still be registered under my name in Vermont but can he use his own auto insurance to cover him while driving my car? John Burlington, VT With most insurance providers in Vermont your brother would not [...]

Reader’s Question: Does the Vehicle Identification Number on a particular car affect liability coverage rates? I live in Vermont. Florence Burlington, VT The Vehicle Identification Number (VIN) of a car is a unique code assigned to the vehicle by its manufacturer primarily for identification and registration purposes. This VIN can be decoded to give specifics [...]

Reader’s Question: When applying for car insurance in VT, do homeowners typically get lower auto insurance rates than those who are renting? Larry Rutland, VT It can differ from one insurance provider to another whether being a home owner can provide you a lower rate quote or not. Insurance providers rating systems and underwriting rules [...]

Reader’s Question: I live in Vermont. I am just wondering if my car insurance will go down if I get married? Martha Hartford, VT There can be a difference in car insurance premiums depending upon your marital status. Generally, a married couple will have lower car insurance rates than single individuals. This is true if [...]