Car Insurance Rates In Vermont VT

Reader’s Question:

I live in Vermont. I am just wondering if my car insurance will go down if I get married?

Martha

Hartford, VT

There can be a difference in car insurance premiums depending upon your marital status. Generally, a married couple will have lower car insurance rates than single individuals. This is true if both married motorists in Vermont have clean driving records.

Insurance rates for married couple may be lowered by insurance providers under the theory that married people are typically more responsible, mature and are less likely to operate a vehicle recklessly. Some insurance carriers may give discounts or a reduction in rates based on lifestyle events that they think signal greater maturity, like getting married and having a baby. Therefore if you recently got married this may provide you a reduction in rate with some auto insurance carriers.