Reader’s Question: How do I go about finding auto insurance for an antique car in Vermont? Gail Rutland, VT Hello there, Gail. I suggest you verify first how “antique car” is defined in Vermont since it may vary from state to state. Although in most of the 50 states, I know that a vehicle is [...]

Reader’s Question: Does the Vehicle Identification Number on a particular car affect liability coverage rates? I live in Vermont. Florence Burlington, VT The Vehicle Identification Number (VIN) of a car is a unique code assigned to the vehicle by its manufacturer primarily for identification and registration purposes. This VIN can be decoded to give specifics [...]

Reader’s Question: When applying for car insurance in VT, do homeowners typically get lower auto insurance rates than those who are renting? Larry Rutland, VT It can differ from one insurance provider to another whether being a home owner can provide you a lower rate quote or not. Insurance providers rating systems and underwriting rules [...]

Reader’s Question: I live in Vermont. I am just wondering if my car insurance will go down if I get married? Martha Hartford, VT There can be a difference in car insurance premiums depending upon your marital status. Generally, a married couple will have lower car insurance rates than single individuals. This is true if [...]

Reader’s Question: I have full coverage on my car. Do I still have to obtain an SR22? I live in Montpelier, Vermont. Kim Montpelier, VT If you have been informed that you are required to carry an SR-22 financial responsibility certificate in Montpelier Vermont, you will likely have to continue to maintain it even if [...]