New Vehicle Insurance Montpelier Vermont VT
Reader’s Question:
Hey there, guys. I just bought my lovely FIRST car here in Montpelier, Vermont, and I’m thinking if I actually have to get my car insured. I want to save money, and if insurance is just going to be a waste of my money since I am a very good driver, I might as well not have my car insured. What happens if I don’t get my car insured?
Cindy
Montpelier, VT
Hey there, sweetie. I congratulate you on your first car. It must be all so exciting, but you have got to be kidding me. What are you thinking skipping having your car insured? That is totally uncool, honey. Even if you are THE driver of drivers, I bet your ass, every now and then you would find yourself in some traffic mess or something. In any case, it is mandated by law to at least have liability insurance that will pay for the other party’s vehicle and medical bills if it is actually your fault that the accident took place. But since you are saying you are Miss Wonder Woman driver, still you have to have at least liability insurance because otherwise, if a traffic officer stops you there in Montpelier, Vermont, and he finds out that you have no liability insurance, kiss your sweet money good-bye and that saving up money act of yours is going down the drain. Trust me on this, girl, because if the traffic officer fines you, it is going to be really high. Or worse, your driver’s license could be suspended for somewhere between thirty days to a year. Okay, I’ll give you the keywords. Insurance is going to be your best friend that protects you from FINANCIAL RUIN. Honey, always remember that it is always better to have insurance and not need it than have no insurance when you totally need it. So, get your act together, sweetie or else, bye-bye first car.
Tags: auto insurance, car insurance cost, car insurance rate
Vehicle Insurance Claim Deer Valley, Arizona AZ
Reader’s Question:
Our neighbor damaged my son’s parked vehicle Our neighbor’s car was not insured but he got insurance on his other car. Can we place a claim against the policy on the car that is insured? He was arrested for drunk driving.
Tim
Deer Valley, AZ
I do not think you could file a claim for the damages caused by the uninsured automobile against the car insurance policy of the other vehicle with insurance. Your neighbor is responsible for the damages.
To have the damages fixed you may see if you could place claims against your own insurance provider under your collision coverages.
Another option is to seek legal help to determine if you will have to take your neighbor to court and seek a judgment against your neighbor for the damages you sustained while he was driving drunk.
You may contact the Texas Department of Insurance online or call their consumer hotline at 1-800-252-3439 for consumer help.
Tags: auto insurance claims, car insurance